Grow Your Wealth With Private Credit
Access a professionally managed private credit portfolio, seeking annual returns of 14-17% APY.
Diversify Your Portfolio
Tap into an Institutional-Grade Asset Class
Zivoe gives you access to the private credit market, a proven asset class that has delivered strong returns to Wall Street investors for over 50 years.
14.00% - 17.00%
Target APY
Autocompounding
For maximum growth
24/7 Liquidity
Via Instant Redemptions
Live now
On Ethereum
Built For Institutions, Perfect For Retail
Earning Has Never Been Simpler
Start earning steady, risk-adjusted returns today — just deposit USDC.
Step 1
Deposit
Deposit your stablecoins into Zivoe and receive zVLT.
Step 2
Earn
zVLT automatically grows in value as interest is earned.
Step 3
Redeem
Redeem your zVLT back for USDC instantly
Meet the Portfolio Behind the Performance
Invest with confidence in a well-diversified portfolio of consumer and business loans.
Loan Portfolio
Average Loan Size
$3,300
Geography
Americas
Wall Street-Grade Security
Rest Easy, Knowing Your Assets Are Protected
Bankruptcy Remote
Zivoe's portfolio is held by a bankruptcy-remote special purpose vehicle, ensuring our client's assets remain protected.
Custody Solutions
Zivoe is integrated with industry-leading crypto custodians, offering an easy and secure way to deposit funds and manage positions.
Driven by Experience. Powered by Collaboration.
Zivoe is run by a team of industry veterans and supported by world-class partners in finance, security, and compliance.
Interested in working together?
Experienced Leadership
Our team combines expertise from leading financial institutions and DeFi protocols.
Audited by Top Security Firms
We work with industry-leading auditors to ensure our platform is secure and reliable.
Compliance-First Approach
We collaborate with Securitize and Chainalysis to ensure we meet the highest standards of regulatory compliance.
Collaborating with Industry Leaders
We are proud to work with top-tier partners across the DeFi ecosystem to deliver the best results for our clients.
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©Zivoe 2025. All Right Reserved.
Zivoe is a technology services provider. Use of the Zivoe Protocol involves risks, including but not limited to the potential loss of digital assets. Before using the Zivoe Protocol, you should review our documentation to ensure you understand how the Protocol works. As described in our Terms, the Zivoe Protocol is provided on an "as is" and "as available" basis, at your own risk. We explicitly disclaim any representation or warranties of any kind relating to the Protocol, and no developer or entity will be liable for claims or damages of any kind associated with use or inability to use the Protocol.
TVL
$6.40M
APY
11.19%
Revenue
$925.94k
Loan Portfolio
$6,065,205